SEPA Payments (EUR) – Accepted Countries
You can send and receive EUR payments via SEPA Instant or SEPA Credit Transfer to/from the following countries:
SEPA Accepted Countries |
Åland Islands |
Austria |
Belgium |
Croatia |
| Denmark |
Estonia |
Finland |
France |
Germany |
Hungary |
Iceland |
Ireland |
Italy |
Latvia |
Liechtenstein |
Lithuania |
Luxembourg |
Netherlands |
Norway |
Poland |
Portugal |
Slovenia |
Spain |
Sweden |
United Kingdom |
USD Payments – Global Access with Restrictions
Januar supports USD payments globally for approved customers.
However, due to regulatory requirements, a number of countries are restricted — particularly for crypto-related activity.
USD Restricted Countries |
Afghanistan |
Algeria |
Bangladesh |
Belarus |
| Bolivia |
Central African Republic |
China |
Crimea / Donetsk / etc.¹ |
Cuba |
DPRK (North Korea) |
DR Congo |
Egypt |
| Gaza |
Iran |
Libya |
Morocco |
Myanmar (Burma) |
Nepal |
Nicaragua |
Russia |
South Sudan |
Syria |
Venezuela |
United States of America² |
¹ Includes sanctioned oblasts/regions such as Crimea, Donetsk, Luhansk, etc.
² USD payments to the operational accounts of licensed crypto exchanges registered in the United States (e.g. Circle) are permitted.
USD payments involving underlying retail clients who are U.S. residents are not supported.
DKK Payments – Domestic Transfers Only
Januar supports DKK payments exclusively within Denmark, using the local payment rail known as DKK Standardoverførsel (Standard DKK Transfer).
- DKK payments can only be sent to and received from Danish IBANs.
- All incoming DKK payments should be sent to your DK IBAN.
- DKK is not eligible for SEPA transfers, though Denmark supports SEPA for EUR payments.
Summary Table – Currency & Payment Rail Overview
Currency | Supported Region | Payment Rail | Restrictions & Notes |
EUR | SEPA Region | SEPA Instant / SEPA Credit | Supported countries in table above |
USD | Global (with restrictions) | International Wire | Restricted for crypto-related flows to certain countries. U.S. retail clients not allowed. |
DKK | Denmark only | DKK Standardoverførsel | Domestic transfers only. Not SEPA-compatible. No international DKK flows. |