SEPA Payments (EUR) – Accepted Countries


You can send and receive EUR payments via SEPA Instant or SEPA Credit Transfer to/from the following countries:


SEPA Accepted Countries


Åland Islands

Austria

Belgium

Croatia

Denmark

Estonia

Finland

France

Germany

Hungary

Iceland

Ireland

Italy

Latvia

Liechtenstein

Lithuania

Luxembourg

Netherlands

Norway

Poland

Portugal

Slovenia

Spain

Sweden

United Kingdom

 

 

USD Payments – Global Access with Restrictions


Januar supports USD payments globally for approved customers.

However, due to regulatory requirements, a number of countries are restricted — particularly for crypto-related activity.


USD Restricted Countries


Afghanistan

Algeria

Bangladesh

Belarus

Bolivia

Central African Republic

China

Crimea / Donetsk / etc.¹

Cuba

DPRK (North Korea)

DR Congo

Egypt

Gaza

Iran

Libya

Morocco

Myanmar (Burma)

Nepal

Nicaragua

Russia

South Sudan

Syria

Venezuela

United States of America²



¹ Includes sanctioned oblasts/regions such as Crimea, Donetsk, Luhansk, etc.


² USD payments to the operational accounts of licensed crypto exchanges registered in the United States (e.g. Circle) are permitted.

USD payments involving underlying retail clients who are U.S. residents are not supported.



DKK Payments – Domestic Transfers Only


Januar supports DKK payments exclusively within Denmark, using the local payment rail known as DKK Standardoverførsel (Standard DKK Transfer).


  • DKK payments can only be sent to and received from Danish IBANs.
  • All incoming DKK payments should be sent to your DK IBAN.
  • DKK is not eligible for SEPA transfers, though Denmark supports SEPA for EUR payments.



Summary Table – Currency & Payment Rail Overview


Currency


Supported Region


Payment Rail


Restrictions & Notes


EUR

SEPA Region

SEPA Instant / SEPA Credit

Supported countries in table above

USD

Global (with restrictions)

International Wire 

Restricted for crypto-related flows to certain countries. U.S. retail clients not allowed.

DKK

Denmark only

DKK Standardoverførsel

Domestic transfers only. Not SEPA-compatible. No international DKK flows.